🏦 Banking
⏰ Closing Soon
BOI Credit Officer Recruitment 2026: Apply Online for 779 Posts
✓Bank of India (BOI)
📋 779 Vacancies 🎓 Bachelor's Degree (Graduation) in any discipline from a recognized university along with an MBA / PGDBM / PGDM / CA / ICWA / CFA. 🗺️ All India / Pan India 💰 Rs. 48,480 - 85,920 per month (Basic Pay scale framework + allowances) 📅 Age: 20 - 30 years (Age relaxation applicable for reserved categories). 💳 Fee: Rs. 850 for General/OBC/EWS | Rs. 175 for SC/ST/PwBD.
Apply Online →
⏰ Last Date: 20 July 2026
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Job Overview
Total Vacancies
779
Organisation
Bank of India (BOI)
Post Category
Group A / Officer Cadre (Scale I)
Post Group
Credit Officer Specialist Role
Pay Scale
Rs. 48,480 - 85,920 per month (Basic Pay scale framework + allowances)
Job Location
All India / Pan India
Application Mode
Online Only
Qualification
Bachelor's Degree (Graduation) in any discipline from a recognized university along with an MBA / PGDBM / PGDM / CA / ICWA / CFA.
Selection Process
Online Written Examination followed by Interview.
Official Website
Important Dates
Notification Released
01 June 2026
Application Start
30 June 2026
Last Date to Apply
20 July 2026
Application Fee Last Date
20 July 2026
Exam Date
To be announced separately
🔴 Application deadline has passed. This recruitment is now closed.
Full Details
🎯 Selection Procedure
Selection will be done via an Online Examination and/or Personal Interview, depending on the volume of applications.
1. Online Examination Structure (If Conducted)
The online objective test consists of a composite duration of 120 minutes:
| Test Section | Questions | Max Marks | Remarks |
| English Language | 25 | 25 | Qualifying only (Marks not added to merit) |
| Professional Knowledge | 100 | 100 | Main paper used for merit shortlisting |
| Total | 125 | 125 |
- Bilingual Test: Available in both English and Hindi (except the English section).
- Minimum Qualifying Marks: 35% for General/EWS and 30% for SC/ST/OBC/PWD in each test.
- Penalty for Wrong Answers: There is a negative marking of 1/4th (0.25) of the marks assigned to that question.
If You Need More Details About Paper Pattern please check previous Paper Related to BOI Credit Officer Recruitment 2026
2. Personal Interview
- Candidates will be called in a 1:3 ratio based on their professional knowledge scores.
- The total marks for the interview are 100.
- Qualifying Marks: 50% for General/EWS and 45% for SC/ST/OBC/PWD candidates.
- Final Weightage: If both the exam and interview take place, the final merit weightage ratio will be 70:30.
🔒 Security Deposit (Service Bond)
Selected candidates are required to deposit a security amount that will be refunded after 3 years of satisfactory service. Leaving the bank early will lead to forfeiture:
- MMGS-II Officers: ₹2,00,000/-
- MMGS-III Officers: ₹3,00,000/-
- SMGS-IV Officers: ₹3,00,000/-
📝 Document Upload Specifications
During registration, ensure your scanned files follow these rules:
- Photograph: Recent passport style color photo ($200 \times 230$ pixels preferred, 20kb–50kb). A live photo capture is also required during registration.
- Signature: On white paper with black ink (10kb–20kb). Do not sign in CAPITAL letters.
- Left Thumb Impression: On white paper with black or blue ink (20kb–50kb).
- Handwritten Declaration: Must be written in English on white paper with black ink (50kb–100kb). Do not write it in CAPITAL letters
Important Links
| Official Notification | Click Here → |
| Apply Online | Click Here → |
| Official Website | Click Here → |
Download Official Documents
Vacancy Breakdown by Post
| Post Name | Dept / Ministry | Vacancies | Pay Level |
|---|---|---|---|
| Credit Officer (Age Limit : 25 - 32 Years) | MMGS-II | 677 | (Scale-II) |
| Credit Officer (Age Limit : 32 - 38 Years) | MMGS-III | 61 | (Scale-III) |
| Credit Officer (Age Limit : 28 - 45 Years) | SMGS-IV | 41 | (Scale-IV) |
* Vacancy numbers are tentative and subject to revision. Check official notification PDF for category-wise breakup.
Salary Breakdown by Post
| Post Name | Pay Scale | Approx. Salary |
|---|---|---|
| Credit Officer ~ MMGS-II | (Scale-II) | ₹64,820 – ₹93,960 |
| Credit Officer ~ MMGS-III | (Scale-III) | ₹85,920 – ₹105,280 |
| Credit Officer ~ SMGS-IV | (Scale-IV) | ₹102,300 – ₹120,940 |
* Salary includes basic pay as per 7th Pay Commission. HRA, DA and other allowances are additional.
Age Relaxation
General Age Limit: 20 - 30 years (Age relaxation applicable for reserved categories).
| Category | Age Relaxation |
|---|---|
| SC / ST | 5 years |
| OBC (Non-Creamy Layer) | 3 years |
| PwBD | 10 years |
| Ex-Servicemen | 5 years |
| Persons affected by 1984 riots | 5 Years |
* Age relaxation is applicable as per Government of India rules. Candidates must provide valid category certificate at the time of document verification.
Eligibility Criteria
Nationality
Indian Citizen Only
Experience
Fresher / No explicit prior experience mandatory for basic grade.
- → A candidate must possess a core Graduation Degree from a recognized university alongside a professional post-grad specialization (MBA/PGDM/CA).
- → Minimum percentage standards in qualification exams must be held clear without rounding off configurations.
- → Candidates must possess working operational literacy in desktop systems and business computing tools.
- → Age relaxation: SC/ST +5 years, OBC (Non-Creamy Layer) +3 years, PwBD +10 years as per Government norms.
Am I Eligible? — Instant Check
Enter your details below to instantly check if you qualify for this recruitment.
Application Fee
💡 Fee can be paid online via UPI, Net Banking, VISA/Mastercard/RuPay on the official portal.
Selection Process
1
Online Computer-Based Test (Professional Knowledge & Aptitude)
2
Group Discussion (GD) / Personal Interview Process
3
Identity & Document Verification
4
Medical Examination & Pre-induction Formalities
How to Apply Online
1
Go to the official website of Bank of India at bankofindia.co.in and open the "Careers" link.
2
Click on the application link titled "Recruitment of Specialist Officers - Credit Officers Project 2026".
3
Select the "Click Here for New Registration" tab and input your basic name, active email, and mobile data.
4
Save the system-generated login credentials delivered via email/SMS string tools.
5
Log back into the profile dashboard and enter your complete academic, communication, and structural details.
6
Upload clean digital variants of your passport photograph, personal signature line, thumb print, and declaration text.
7
Double-check all filled input values carefully via the preview summary page before committing the final submit button.
8
Complete the application fee payment via debit card, credit card, or active UPI gateway and download your print copy.
🏪 Need help? Visit a nearby Form Filling Center — trained staff will complete your application for you.
Find centers near you →
Documents Required
Aadhaar Card / Voter Card / Passport (Valid Photo ID Verification)
Graduation Degree Certificate & Consolidated Semester Marksheets
Post-Graduate Diploma/Degree/Professional Certificate (MBA/CA/PGDM)
Class 10 Certificate (serving as validation for Date of Birth)
Valid Caste / Category Certificate (issued by competent authority if applicable)
Scanned Passport Size Image (Clear background framework)
Scanned Signature file (Done cleanly in black ink)
Scanned Left Thumb Impression & Handwritten Declaration text
Pankaj Makwana
✅ Verified Author
Lead Editor, Jobdex.in · 1.5 yrs exp
Lead Editor at Jobdex.in. Pankajbhai oversees the curation and accuracy of all job notifications, government schemes, and study materials on the platform. With a strong focus on quality and reliability, he ensures that job seekers and students get verified, timely, and actionable information to successfully build their careers.
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Application closes on 20 July 2026. Apply only on the official website.
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