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Indian Overseas Bank Recruitment 2026: 291 Officer Vacancies, Apply Link
✓Indian Overseas Bank (IOB)
📋 291 Posts Vacancies 🎓 Graduation in any discipline (for Branch Management & Security) / B.E., B.Tech, M.Tech, MCA, M.Sc (IT/CS), MBA (Finance), CA, CMA, or PGDBM (Post-specific requirements) 🗺️ All India Liability 💰 ₹48,480 - ₹1,05,280/- 📅 Age: Graduation in any discipline (for Branch Management & Security) / B.E., B.Tech, M.Tech, MCA, M.Sc (IT/CS), MBA (Finance), CA, CMA, or PGDBM (Post-specific requirements) 💳 Fee: ₹1,000/- (General, OBC, EWS) | ₹175/- (SC, ST, PwBD)
⏰ Last Date: 15 September 2026
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Job Overview
Total Vacancies
291 Posts
Organisation
Indian Overseas Bank (IOB)
Post Category
Public Sector Bank Jobs / Specialist & Generalist Officer Cadre
Post Group
Junior Management Grade Scale I (JMGS I), Middle Management Grade Scale II (MMGS II) & Scale III (MMGS III)
Pay Scale
₹48,480 - ₹1,05,280/-
Job Location
All India Liability
Application Mode
Online Only
Qualification
Graduation in any discipline (for Branch Management & Security) / B.E., B.Tech, M.Tech, MCA, M.Sc (IT/CS), MBA (Finance), CA, CMA, or PGDBM (Post-specific requirements)
Selection Process
Online Examination (80% Weightage) - Personal Interview (20% Weightage) - Document Verification & Medical Examination
Official Website
Important Dates
Notification Released
28 August 2026
Application Start
29 August 2026
Last Date to Apply
15 September 2026
Application Fee Last Date
15 September 2026
Admit Card
To be communicated via email and official website
⏰ Application Closes In
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Full Details
Indian Overseas Bank Officer Recruitment 2026-27: Fast Facts & Key Details
- Recruiting Bank: Indian Overseas Bank (IOB), a premier Public Sector Bank
- Advertisement Number: HRDD/RECT/04/2026-27
- Total Posts: 291 Vacancies across Generalist & Specialist Officer Cadres
- Cadres & Scales: JMGS I (Assistant Manager Security), MMGS II (Branch Management, IT, IS, Credit), and MMGS III (Senior Managers in IT, DBA, Network, Cyber Security, Credit, Risk)
- Pay Scale: JMGS I: ₹48,480–₹85,290 | MMGS II: ₹64,820–₹93,960 | MMGS III: ₹85,920–₹1,05,280 plus Bank Perks
- Educational Criteria: Graduation / B.E. / B.Tech / M.Tech / MCA / MBA (Finance) / CA / CMA with domain experience
- Selection Framework: Online Written Examination (80% weightage) + Personal Interview (20% weightage)
- Exam Centers: Delhi-NCR, Mumbai, Chennai, Kolkata, Hyderabad, Bengaluru
- Application Dates: 29 August 2026 to 15 September 2026 via
iob.bank.in
Detailed Recruitment Analysis Indian Overseas Bank (IOB), headquartered in Chennai, has officially issued notification Advt. No. HRDD/RECT/04/2026-27 inviting applications for 291 Generalist and Specialist Officer positions across Scale I, Scale II, and Scale III cadres. Built to strengthen the bank’s core branch leadership, digital architecture, and risk governance, this drive offers opportunities for experienced banking and IT professionals. Key vacancies include 100 Branch Management Managers, 65 IT Managers, and senior positions in Database Administration, Network Architecture, Cyber Security, Credit, and Risk Management. The recruitment uses an online test evaluating professional knowledge followed by in-person interviews, combining an 80:20 composite evaluation structure. Candidates can submit their applications on the official portal https://ibpsreg.ibps.in/iobgoaug26/ before the deadline on 15 September 2026.
Important Links
| Official Notification | Click Here → |
| Official Website | Click Here → |
Download Official Documents
Vacancy Breakdown by Post
| Post Name | Dept / Ministry | Vacancies | Pay Level |
|---|---|---|---|
| Manager - Branch Management | Generalist Cadre | 100 | MMGS II |
| Manager - IT | Specialist Cadre | 65 | MMGS II |
| Manager - Credit | Specialist Cadre | 35 | MMGS II |
| Assistant Manager - Security | Specialist Cadre | 25 | JMGS I |
| Senior Manager - Credit | Specialist Cadre | 15 | MMGS III |
| Senior Manager - IT | Specialist Cadre | 10 | MMGS III |
| Senior Manager - Database Administrator | Specialist Cadre | 10 | MMGS III |
| Senior Manager - Risk | Specialist Cadre | 06 | MMGS III |
| Manager - Information Security | Specialist Cadre | 05 | MMGS II |
| Manager - Information Security Audit | Specialist Cadre | 05 | MMGS II |
| Senior Manager - Network Administrator | Specialist Cadre | 05 | MMGS III |
| Senior Manager - Cyber Security Administrator | Specialist Cadre | 05 | MMGS III |
| Senior Manager - Information Security | Specialist Cadre | 03 | MMGS III |
| Senior Manager - Information Security Audit | Specialist Cadre | 02 | MMGS III |
* Vacancy numbers are tentative and subject to revision. Check official notification PDF for category-wise breakup.
State-wise Vacancy
| State | Vacancies |
|---|---|
| All India Central Posting | 291 Posts (Centralized allocation across IOB branches, zonal offices, and central office in Chennai) |
* State-wise vacancy figures are as per the official notification and may change.
Category-wise Vacancy
| Category | Vacancies |
|---|---|
| Unreserved (UR / General) | 117 |
| Other Backward Classes (OBC - Non-Creamy Layer) | 79 |
| Scheduled Castes (SC) | 46 |
| Economically Weaker Sections (EWS) | 28 |
| Scheduled Tribes (ST) | 21 |
| Persons with Benchmark Disabilities (PwBD - Horizontal) | 12 (OC: 4, VI: 5, HI: 2, ID: 1) |
* Candidates must hold a valid category certificate to claim reservation benefits.
Salary Breakdown by Post
| Post Name | Pay Scale | Approx. Salary |
|---|---|---|
| Assistant Manager - Security (JMGS I) | ₹48,480 - ₹85,290 | ₹75,000 - ₹82,000 approx. (Gross per month including DA, HRA, CCA) |
| Manager - Branch Management / IT / Credit / IS (MMGS II) | ₹64,820 - ₹93,960 | ₹95,000 - ₹1,08,000 approx. (Gross per month + Perks) |
| Senior Manager - IT / Credit / Risk / DBA / Network (MMGS III) | ₹85,920 - ₹1,05,280 | ₹1,25,000 - ₹1,40,000 approx. (Gross per month + Perks) |
* Salary includes basic pay as per 7th Pay Commission. HRA, DA and other allowances are additional.
Age Relaxation
General Age Limit: Graduation in any discipline (for Branch Management & Security) / B.E., B.Tech, M.Tech, MCA, M.Sc (IT/CS), MBA (Finance), CA, CMA, or PGDBM (Post-specific requirements)
| Category | Age Relaxation |
|---|---|
| Scheduled Caste / Scheduled Tribe (SC/ST) | 5 Years |
| Other Backward Classes (OBC - Non-Creamy Layer) | 3 Years |
| Persons with Benchmark Disabilities (PwBD) | 10 Years |
| Persons Affected by 1984 Riots | 5 Years |
| Ex-Servicemen / Commissioned Officers (ECOs/SSCOs with 5 years service) | 5 Years |
| Cumulative Age Relaxation | Available for SC/ST/OBC with PwBD/ESM categories up to a maximum ceiling of 50 years |
* Age relaxation is applicable as per Government of India rules. Candidates must provide valid category certificate at the time of document verification.
Eligibility Criteria
Nationality
Citizen of India / Subject of Nepal / Subject of Bhutan / Tibetan Refugee / PIO with GOI Certificate
Experience
2 to 8 Years of post-qualification banking/domain experience for Scale II & Scale III posts; 5 Years of commissioned/police service for Security Officer
- → Manager (Branch Management - Scale II): Graduation in any discipline + 3 years officer experience in a Scheduled Bank (at least 2 years in Branch Banking).
- → Manager (IT - Scale II): B.E./B.Tech (CS/IT/ECE/E&I) or MCA/M.Sc (IT/CS) + 5 years IT experience (at least 3 years in Banking/BFSI).
- → Manager (Information Security / IS Audit - Scale II): B.E./B.Tech in CS/IT/ECE/Cyber Security + 2 years post-qualification domain experience + mandatory certifications (CISA/CISSP/ISO 27001 LA/OSCP for IS Audit).
- → Senior Manager (IT / Database / Network / Cyber Security - Scale III): B.E./B.Tech/MCA/M.Tech + 5 to 8 years domain experience in 24x7 enterprise environments + relevant vendor certifications (OCP, CCNA/CCNP, CISSP).
- → Manager / Senior Manager (Credit - Scale II/III): Graduation with MBA (Finance)/PGDBM/CA/CMA + 3 to 6 years experience in bank credit appraisal and corporate advances.
- → Senior Manager (Risk - Scale III): MBA (Finance)/MFC/Masters in Statistics/Economics or GARP/PRMIA certification + 5 years officer experience in Risk/Treasury/Credit.
- → Assistant Manager (Security - Scale I): Graduation + 3-month computer course + Retired JCO / Police Inspector / Paramilitary Officer with 5 years service.
- → All degrees must be regular courses recognized by the Government of India / AICTE / UGC.
Am I Eligible? — Instant Check
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Application Fee
💡 Fee can be paid online via UPI, Net Banking, VISA/Mastercard/RuPay on the official portal.
Selection Process
1
Online Objective Examination comprising Professional Knowledge, English Language, and General Awareness (Total: 100 Questions, 100 Marks, 2 Hours)
2
Category-wise shortlisting based on performance in Online Examination
3
Personal Interview carrying 100 Marks at designated centers (Qualifying: 50% for UR, 45% for Reserved categories)
4
Final Merit List compilation with 80:20 weightage (Online Exam: 80%, Interview: 20%)
5
Document Verification of original academic certificates, work experience credentials, and identity proofs
6
Pre-Employment Medical Examination as per Bank's Fitness Norms
How to Apply Online
1
Visit the official Indian Overseas Bank portal at www.iob.bank.in and navigate to the "Careers" section.
2
Click on the link for "Recruitment of Generalist / Specialist Officers in Various Scales - 2026-27" (Advt. No. HRDD/RECT/04/2026-27).
3
Click on "Click here to Register Online" and complete registration to generate your Registration Number and Password.
4
Log in and enter your personal details, educational qualifications, work experience history, and post preferences.
5
Select your preferred Online Examination Center from the list of available metropolitan clusters.
6
Upload scanned copies of your photograph, signature, left thumb impression, and handwritten declaration along with required PDF certificates.
7
Capture your live photograph using the integrated webcam or mobile QR scan tool.
8
Pay the non-refundable application fee online through Debit/Credit Card, Internet Banking, or UPI.
9
Submit the application form and download/print the system-generated e-receipt and application summary for future reference.
🏪 Need help? Visit a nearby Form Filling Center — trained staff will complete your application for you.
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Job Role
Working Hours
Standard scheduled commercial bank officer hours (typically 09:45 AM to 05:45 PM).
Department
Branch Banking, Information Technology, Information Security, Credit Appraisal, Risk Management, and Security Departments
Posting Location
Central Office Chennai, Zonal/Regional Offices, and Branches across India (Carries All India Transfer Liability)
Responsibilities:
Leading branch banking operations, managing corporate credit underwriting, administering high-availability IT databases, securing enterprise cyber perimeters, and supervising branch security systems.
Daily Work:
Branch management, credit appraisal for MSME/Corporate loans, maintaining Core Banking Solution (CBS) databases, firewall monitoring, and compliance reporting.
Working Environment:
Modern corporate headquarters, centralized data centers, and fully computerized branch offices.
Leading branch banking operations, managing corporate credit underwriting, administering high-availability IT databases, securing enterprise cyber perimeters, and supervising branch security systems.
Daily Work:
Branch management, credit appraisal for MSME/Corporate loans, maintaining Core Banking Solution (CBS) databases, firewall monitoring, and compliance reporting.
Working Environment:
Modern corporate headquarters, centralized data centers, and fully computerized branch offices.
Career Growth
Promotion Timeline
Eligible for internal promotions every 3 to 4 years as per IOB Officers' Service Regulations (OSR).
Promotion Hierarchy:
JMGS I / MMGS II / MMGS III -> Chief Manager (Scale IV) -> Assistant General Manager (Scale V) -> Deputy General Manager (Scale VI) -> General Manager (Scale VII) -> Executive Director
Accelerated career trajectory with opportunities to head large corporate branches, lead IT divisions, and oversee national risk portfolios.
JMGS I / MMGS II / MMGS III -> Chief Manager (Scale IV) -> Assistant General Manager (Scale V) -> Deputy General Manager (Scale VI) -> General Manager (Scale VII) -> Executive Director
Accelerated career trajectory with opportunities to head large corporate branches, lead IT divisions, and oversee national risk portfolios.
Training
Training Duration
Onboarding orientation program upon joining
Training Location
Indian Overseas Bank Staff College, Chennai / Regional Training Centers
Probation
6 Months for Manager Branch Management; 2 Years for Security Officer; 1 Year for all other Specialist posts
Bond Period
3 Years Financial Service Indemnity Bond (₹2,00,000/- for JMGS I; ₹2,50,000/- for MMGS II & III)
In-depth orientation on Finacle CBS, RBI regulatory frameworks, cyber defense protocols, and corporate credit workflows.
Documents Required
Scanned Passport-size Color Photograph
Scanned Signature
Scanned Left Thumb Impression
Scanned Hand-written Declaration in candidate's own handwriting
10th / SSLC Certificate or Birth Certificate for Date of Birth verification
Graduation / Post-Graduation Degree Certificates & Semester Marksheets (in single PDF)
Work Experience Letters, Offer Letters, Relieving Letters, and Latest Pay Slips from past employers
Valid Professional Domain Certifications (e.g., CISA, CISSP, OCP, CCNA, GARP)
Caste Certificate (SC/ST/OBC-NCL) in Central Government format (OBC issued within 1 year)
Income & Asset Certificate for EWS candidates valid for FY 2026-27
Disability Certificate / UDID Card for PwBD candidates (minimum 40% disability)
No Objection Certificate (NOC) for currently serving Government/PSU/Public Bank employees
Recruitment Overview
The Indian Overseas Bank Specialist and Generalist Officer Recruitment 2026-27 is a lateral hiring drive across public sector banking. Offering 291 vacancies across Scale I, II, and III, the campaign caters to professionals in branch banking, IT infrastructure, cybersecurity, credit appraisal, and risk management. With attractive pay packages scaling up to ₹1,05,280/- basic pay, comprehensive allowances, and an 80:20 exam-to-interview merit structure, this drive presents an entry point for experienced personnel into a leading nationalized bank.
About the Organization
Founded in 1937, Indian Overseas Bank (IOB) is a major public sector bank owned by the Government of India, headquartered in Chennai. With a widespread domestic branch network, overseas branches in Singapore and Bangkok, and specialized corporate centers, IOB delivers diverse financial products across retail, agricultural, corporate, and forex banking. The institution continues to expand its digital banking services, modernizing core banking applications and cloud infrastructure.
About the Job Profile
Officers recruited through this notification undertake specialized responsibilities aligned with their functional domain. Branch Managers lead retail banking operations, credit growth, and customer relationship building. IT and Cyber Security Specialists maintain high-availability database architectures, implement DevSecOps pipelines, and defend banking systems against cyber threats. Credit and Risk Managers evaluate multi-crore corporate credit proposals, oversee NPA recovery mechanisms, and ensure capital adequacy compliance under BASEL III guidelines
Career Opportunities
A career with Indian Overseas Bank provides long-term stability, competitive salary structures, and structured vertical progression. Lateral entrants in MMGS II and III receive executive perks from their probation period, including leased housing accommodation, conveyance reimbursements, and medical benefits. The bank's merit-oriented appraisal system allows officers to advance into senior executive roles, including Chief Manager, Assistant General Manager, and General Manager positions.
Preparation Tips
Candidates preparing for the IOB Online Examination and Interview should adopt a structured preparation plan:
-
Focus on Professional Domain Knowledge: Dedicate primary study hours to your core subject (Branch Banking, IT, Cyber Security, or Credit Appraisal), as this section carries significant weightage.
-
Review Banking & Economic Trends: Stay updated on current RBI circulars, repo rate revisions, priority sector lending guidelines, and recent financial technologies.
-
Practice Time-Bound English & Reasoning: Sharpen comprehension and speed to comfortably clear sectional timing limits during the 120-minute test.
-
Prepare Document Portfolios: Ensure all past service certificates, salary slips, and degree documents are arranged systematically for verification.
JobDex Expert Advice
When filling out the online application on iob.bank.in, verify that your work experience matches the post-qualification criteria as on 01 August 2026. Candidates applying for technical and audit positions must ensure their mandatory certifications (such as CISA, CISSP, or OCP) are valid. Because the registration window is open for a focused period—closing on 15 September 2026—complete your application and fee payment early to avoid potential portal traffic
Dakshesh Makwana
✅ Verified Author
Publisher · 2 yrs exp
Dakshesh Makwana is the creator of JobDex.in. He is an independent researcher specializing in Indian competitive examinations, government schemes data mapping, and rapid information discovery frameworks for career portals.
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