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IOB Local Bank Officer Recruitment 2026: Apply for 250 Scale-I Posts
✓Indian Overseas Bank (IOB)
📋 250 Posts Vacancies 🎓 Graduate Degree in any discipline from a recognized University 🗺️ Tamil Nadu, Karnataka, Maharashtra, Gujarat (Posted within applied state for initial 12 years) 💰 ₹48,480 - ₹85,920 📅 Age: 20 - 30 Years 💳 Fee: ₹850 (UR / EWS / OBC) | ₹175 (SC / ST / PwBD)
Apply Online →
⏰ Last Date: 24 August 2026
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Job Overview
Total Vacancies
250 Posts
Organisation
Indian Overseas Bank (IOB)
Post Category
Bank Officer Cadre
Post Group
Junior Management Grade Scale I (JMGS I) / Scale-1 Officer
Pay Scale
₹48,480 - ₹85,920
Job Location
Tamil Nadu, Karnataka, Maharashtra, Gujarat (Posted within applied state for initial 12 years)
Application Mode
Online (via IOB Official Website)
Qualification
Graduate Degree in any discipline from a recognized University
Selection Process
Online Examination - Language Proficiency Test (LPT) - Personal Interview
Official Website
Important Dates
Notification Released
07 August 2026
Application Start
08 August 2026
Last Date to Apply
24 August 2026
Application Fee Last Date
24 August 2026
Admit Card
To be announced
Exam Date
To be announced
Result Date
To be announced
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Full Details
IOB Local Bank Officer Recruitment 2026 Summary
Indian Overseas Bank (IOB), a leading Public Sector Bank headquartered in Chennai, has released the official notification for the recruitment of 250 Local Bank Officers (LBO) in Scale-I under Advertisement No. HRDD/RECT/02/2026-27.
- Total Vacancies: 250 Posts distributed across Tamil Nadu, Karnataka, Maharashtra, and Gujarat.
- Educational Qualification: Graduation Degree in any discipline from a recognized University.
- Age Limit: 20 to 30 Years as of 01 August 2026 (Age relaxations applicable for SC/ST/OBC/PwBD).
- Selection Process: Online Written Test (200 Marks) followed by Language Proficiency Test and Personal Interview.
- Important Dates: Online registration and fee payment open from 08 August 2026 to 24 August 2026.
Eligible candidates can fill out their application forms on the official IOB portal at www.iob.bank.in
Important Links
| Official Notification | Click Here → |
| Apply Online | Click Here → |
| Official Website | Click Here → |
Download Official Documents
Vacancy Breakdown by Post
| Post Name | Dept / Ministry | Vacancies | Pay Level |
|---|---|---|---|
| Local Bank Officer (Scale-I) | Karnataka | 50 | JMGS I |
| Local Bank Officer (Scale-I) | Maharashtra | 50 | JMGS I |
| Local Bank Officer (Scale-I) | Gujarat | 50 | JMGS I |
* Vacancy numbers are tentative and subject to revision. Check official notification PDF for category-wise breakup.
State-wise Vacancy
| State | Vacancies |
|---|---|
| Tamil Nadu | 100 |
| Karnataka | 50 |
| Maharashtra | 50 |
| Gujarat | 50 |
* State-wise vacancy figures are as per the official notification and may change.
Category-wise Vacancy
| Category | Vacancies |
|---|---|
| Unreserved (UR/GEN) | 94 |
| OBC | 80 |
| SC | 36 |
| EWS | 22 |
| ST | 18 |
* Candidates must hold a valid category certificate to claim reservation benefits.
Salary Breakdown by Post
| Post Name | Pay Scale | Approx. Salary |
|---|---|---|
| Local Bank Officer (JMGS Scale I) | ₹48,480 - ₹85,920 | Approx ₹65,000 - ₹75,000 (Plus DA, HRA, CCA, perquisites & advance increments as per rules) |
* Salary includes basic pay as per 7th Pay Commission. HRA, DA and other allowances are additional.
Age Relaxation
General Age Limit: 20 - 30 Years
| Category | Age Relaxation |
|---|---|
| SC / ST Candidates | 5 Years |
| OBC Candidates (Non-Creamy Layer) | 3 Years |
| Persons with Benchmark Disabilities (PwBD) | 10 Years |
| Persons affected by 1984 Riots | 5 Years |
| Ex-Servicemen / Commissioned Officers | 5 YearsLocal Bank Officer (Scale-I) |
* Age relaxation is applicable as per Government of India rules. Candidates must provide valid category certificate at the time of document verification.
Eligibility Criteria
Nationality
Citizen of India / Subject of Nepal or Bhutan / Tibetan Refugee / PIO (as per rules)
Experience
Not Mandatory (Prior completed officer experience in Scheduled Commercial Banks eligible for advance increments)
- → Must possess a Graduation Degree in any discipline from a recognized University or equivalent qualification recognized by the Central Government.
- → Must possess valid Mark-sheet / Degree Certificate on the day of online registration.
- → Must be proficient in reading, writing, and speaking the local language of the applied state.
- → Candidates who have not studied the local language in 10th or 12th standard must pass the Local Language Proficiency Test (LPT).
- → Minimum age must be 20 years and maximum age must not exceed 30 years as of 01 August 2026 (born between 02 August 1996 and 01 August 2006).
Am I Eligible? — Instant Check
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Application Fee
💡 Fee can be paid online via UPI, Net Banking, VISA/Mastercard/RuPay on the official portal.
Selection Process
1
Online Examination (140 Questions - 200 Marks)
2
Local Language Proficiency Test (LPT - if local language not studied in 10th/12th)
3
Personal Interview (100 Marks)
4
Final Merit List & Document Verification
Exam Pattern
| Subject | Questions | Marks | Duration |
|---|---|---|---|
| Reasoning and Computer Aptitude | 30 Questions | 60 Marks | 60 Minutes |
| General / Economy / Banking Awareness | 40 Questions | 40 Marks | 30 Minutes |
| Data Analysis and Interpretation | 30 Questions | 60 Marks | 60 Minutes |
| English Knowledge | 40 Questions | 40 Marks | 30 Minutes |
* Exam pattern is indicative — refer to the official notification for the final pattern.
Syllabus
| Subject | Topics Covered |
|---|---|
| Reasoning & Computer Aptitude | Puzzles, Seating Arrangement, Syllogism, Input-Output, Coding-Decoding, Data Sufficiency, Logical Reasoning, Hardware/Software fundamentals, Networking, Internet. |
| General / Economy / Banking Awareness | Current Affairs, Indian Financial System, RBI Policies, Banking Terms, Monetary Policy, Union Budget, Economic Schemes, Financial News. |
| Data Analysis & Interpretation | Data Interpretation (Tables, Line Graphs, Bar Charts, Pie Charts), Caselets, Data Sufficiency, Probability, Mensuration, Basic Statistics. |
| English Knowledge | Reading Comprehension, Cloze Test, Error Spotting, Sentence Improvement, Para Jumbles, Vocabulary, Grammar. |
How to Apply Online
1
Visit the official website of Indian Overseas Bank at www.iob.bank.in and go to the "Careers" section.
2
Click on "Recruitment of Local Bank Officers 2026-27" and click "Register Online".
3
Register with basic details to generate a unique Registration Number and Password.
4
Fill in personal, educational, category, and state choice details carefully.
5
Upload scanned photograph, live webcam/mobile photograph, signature, left thumb impression, and handwritten declaration as per guidelines.
6
Pay the required non-refundable application fee using Debit Card, Credit Card, Net Banking, or UPI.
7
Submit the application form and print a copy of the system-generated application form and e-receipt for future reference.
🏪 Need help? Visit a nearby Form Filling Center — trained staff will complete your application for you.
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Documents Required
10th / 12th Marksheet & Certificate (as proof of DOB and Local Language Proficiency)
Graduation Degree Certificate & Marksheet
Valid Photo ID Proof (Aadhaar Card / Voter ID / PAN Card / Driving License / Passport)
Caste / Category Certificate (SC/ST/OBC Non-Creamy Layer/EWS Income & Asset Certificate)
Disability Certificate (for PwBD candidates)
Experience Certificate / Job Profile Certificate (if claiming advance increments for prior officer experience)
No Objection Certificate (NOC) from current employer (if serving in Govt/PSU/Bank)
Scanned Photograph, Live Photo Capture, Signature, Left Thumb Impression, and Handwritten Declaration
Recruitment Overview
The Indian Overseas Bank Local Bank Officer Recruitment 2026 provides a career opportunity for banking aspirants looking for Scale-I officer appointments within specific home states. Conducted directly by Indian Overseas Bank, this drive offers 250 state-bound officer posts across Tamil Nadu, Karnataka, Maharashtra, and Gujarat, guaranteeing initial postings within the applied state for at least 12 years or up to promotion to SMGS-IV.
About the Organization
Indian Overseas Bank (IOB) is a major public sector bank owned by the Ministry of Finance, Government of India. Founded in 1937 and headquartered in Chennai, IOB operates an extensive nationwide network of branches and overseas locations, playing a role in national economic development, retail banking, and agricultural financing
About the Job Profile
Local Bank Officers (JMGS Scale-I) serve as generalist officers responsible for branch operations, credit appraisal, retail lending, business development, and customer relationship management. Selected officers are tasked with executing retail credit initiatives, rural banking programs, and digital service adoption in regional branches using local language communication skills.
Career Opportunities
Selected Local Bank Officers enter at Junior Management Grade Scale I with structured promotion channels leading to Middle Management (Scale II & III) and Senior Management scales. Candidates with prior completed officer service in Scheduled Commercial Banks are eligible for up to two advance increments in their basic pay upon joining.
Preparation Tips
online exam. Candidates should focus on high-weightage topics in Data Analysis & Interpretation and Reasoning while revising current financial news, banking terms, and RBI guidelines for the General/Banking Awareness section. Mock tests are recommended to practice within section-wise time limits.
JobDex Expert Advice
Applicants should carefully select their target State/UT, as applications are restricted to one state and inter-state transfers are strictly not permitted during the first 12 years of service. Ensure your local language proficiency is documented via 10th/12th marksheets, or prepare for the mandatory Language Proficiency Test (LPT) prior to the interview stage.
Dakshesh Makwana
✅ Verified Author
Publisher · 2 yrs exp
Dakshesh Makwana is the creator of JobDex.in. He is an independent researcher specializing in Indian competitive examinations, government schemes data mapping, and rapid information discovery frameworks for career portals.
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Application closes on 24 August 2026. Apply only on the official website.
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