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All India Selection

NICL AO 2026 Notification Out: Apply for 321 Scale I Posts

✓National Insurance Company Limited (NICL) [A Government of India Undertaking]
📋 321 Vacancies 🎓 Graduate / Post Graduate in any discipline for Generalists; CA/CMA, Law (LLB), B.E./B.Tech/MCA (CS/IT), Automobile Engg, Risk Engg, CS (ICSI), or Agriculture for Specialists (Min 60% marks; 55% for SC/ST/PwBD) 🗺️ Pan India (Head Office Kolkata, Regional & Branch Offices across India; Min 5 years at initial posting) 💰 Rs. 82,485 - 1,56,745/- per month 📅 Age: 21 to 30 Years 💳 Fee: Rs. 1000/- for General/OBC/EWS; Rs. 250/- for SC/ST/PwBD (inclusive of GST)
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⏰ Last Date: 28 October 2026
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Job Overview
Total Vacancies
321
Organisation
National Insurance Company Limited (NICL) [A Government of India Undertaking]
Post Category
Public Sector General Insurance / Scale-I Officer Cadre
Post Group
Administrative Officer (Scale-I Cadre)
Pay Scale
Rs. 82,485 - 1,56,745/- per month
Job Location
Pan India (Head Office Kolkata, Regional & Branch Offices across India; Min 5 years at initial posting)
Application Mode
Online
Qualification
Graduate / Post Graduate in any discipline for Generalists; CA/CMA, Law (LLB), B.E./B.Tech/MCA (CS/IT), Automobile Engg, Risk Engg, CS (ICSI), or Agriculture for Specialists (Min 60% marks; 55% for SC/ST/PwBD)
Selection Process
Phase-I Preliminary Examination - Phase-II Main Examination (Objective + Descriptive) - Personal Interview (80:20 Weightage) - Document Verification - Pre-Employment Medical Examination
📅
Important Dates
Notification Released
07 October 2026
Application Start
08 October 2026
Last Date to Apply
28 October 2026
Application Fee Last Date
28 October 2026
Admit Card
Phase-I Preliminary: 17 November 2026 | Phase-II Main: 22 December 2026
⏰ Application Closes In
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Full Details

The official NICL AO 2026 Notification has been published by National Insurance Company Limited (NICL) for the recruitment of 321 Administrative Officers (Scale-I) across Generalist and Specialist cadres.

  • Vacancies & Cadres: A total of 321 Scale-I Officer vacancies are available, including 200 Generalists and 121 Specialists across Finance (CA/CMA), Legal, Information Technology, Automobile Engineering, Risk Engineering, Company Secretary, and Agriculture.
  • Pay Scale: Appointed Officers will receive a revised basic pay starting at ₹82,485/- per month in the scale of ₹82,485 – ₹1,56,745/-, with total monthly gross emoluments of approximately ₹1,14,000/- per month in metropolitan centres plus leased accommodation and insurance perks.
  • Eligibility & Age: Candidates possessing a Graduate / Post Graduate Degree in any stream or relevant professional degree with at least 60% marks (55% for SC/ST/PwBD) and age between 21 and 30 years as on 01 October 2026.
  • Selection Process: Phase-I Preliminary Exam on 17 November 2026, Phase-II Main Exam (Objective + Descriptive) on 22 December 2026, and Personal Interview (Weightage: 80:20).

Eligible candidates seeking to apply for this NICL AO Vacancy 2026 drive must complete their online registration and fee payment on the official NICL Apply Online Portal between 08 October 2026 and 28 October 2026.

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Download Official Documents
📋
Vacancy Breakdown by Post
Post NameDept / MinistryVacanciesPay Level
Generalist OfficersOperations & Underwriting200Scale-I (Rs. 82485-156745)
Finance (CA & CMA)Finance & Accounts20Scale-I (Rs. 82485-156745)
LegalLegal & Claims Litigation20Scale-I (Rs. 82485-156745)
Information TechnologyIT & Systems21 (Fresh: 20, Backlog: 1)Scale-I (Rs. 82485-156745)
Automobile EngineersMotor Claims & Surveys10Scale-I (Rs. 82485-156745)
Risk EngineersEngineering & Industrial Underwriting28Scale-I (Rs. 82485-156745)
Company SecretariesSecretarial & Corporate Compliance02Scale-I (Rs. 82485-156745)
AgricultureCrop Insurance & Rural Underwriting20Scale-I (Rs. 82485-156745)

* Vacancy numbers are tentative and subject to revision. Check official notification PDF for category-wise breakup.

📍
State-wise Vacancy
StateVacancies
All India Service Liability (Head Office Kolkata, Regional Hubs, and City Branches across East, West, North, and South Zones)321 Posts

* State-wise vacancy figures are as per the official notification and may change.

🧾
Category-wise Vacancy
CategoryVacancies
UR (Unreserved)138 (Generalist: 80
OBC (Non-Creamy Layer)87 (Generalist: 55
SC (Scheduled Caste)43 (Generalist: 30
EWS (Economically Weaker Section)32 (Generalist: 20
ST (Scheduled Tribe)21 (Generalist: 15
PwBD (Horizontal Reservation across categories)17 (Generalist: 9 [incl. 1 backlog]

* Candidates must hold a valid category certificate to claim reservation benefits.

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Salary Breakdown by Post
Post Name Pay Scale Approx. Salary
Administrative Officer (Scale-I)Rs. 82,485 - 1,56,745/-Approx. Rs. 1,14,000/- per month in Metropolitan Centres (Starting Basic: Rs. 82,485/- + DA + HRA + Transport + Leased Quarters)

* Salary includes basic pay as per 7th Pay Commission. HRA, DA and other allowances are additional.

⏳
Age Relaxation
General Age Limit: 21 to 30 Years
Category Age Relaxation
SC / ST5 Years (Up to 35 years)
OBC (Non-Creamy Layer)3 Years (Up to 33 years)
PwBD (General / EWS)10 Years (Up to 40 years)
PwBD (OBC)13 Years (Up to 43 years)
PwBD (SC / ST)15 Years (Up to 45 years)
Ex-Servicemen / Commissioned Officers (ECOs/SSCOs with min 5 years service)5 Years
Defence service personnel disabled in operation3 Years
Existing confirmed employees of Public Sector General Insurance Companies (GIC & AIC)8 Years (Max cumulative age capped at 45 years)

* Age relaxation is applicable as per Government of India rules. Candidates must provide valid category certificate at the time of document verification.

✅
Eligibility Criteria
Nationality
Citizen of India
Experience
Nil (Fresh graduates meeting percentage norms are eligible)
  • → Generalist Officers: Graduate or Post Graduate Degree in any discipline from a recognized University with at least 60% aggregate marks (at least 55% for SC/ST/PwBD candidates).
  • → Finance (CA & CMA): Chartered Accountant (ICAI) / Cost and Management Accountant (ICWAI/ICMAI) AND Graduation/Post Graduation in any stream with minimum 60% marks (55% for SC/ST/PwBD).
  • → Legal: Graduate or Post Graduate in Law (LLB / LLM) from a recognized University with at least 60% aggregate marks (at least 55% for SC/ST/PwBD).
  • → Information Technology: B.E. / B.Tech / M.E. / M.Tech in Computer Science / Information Technology OR MCA with at least 60% marks (at least 55% for SC/ST/PwBD).
  • → Automobile Engineers: B.E. / B.Tech / M.E. / M.Tech in Automobile Engineering OR any Engineering discipline with at least 1-year Diploma in Automobile Engineering with min 60% marks (55% for SC/ST/PwBD).
  • → Risk Engineers: Engineering Degree (Graduation or Post-Graduation) in any discipline (excluding CS/IT and Automobile) with at least 60% marks (at least 55% for SC/ST/PwBD).
  • → Company Secretaries: ACS / FCS from ICSI AND Graduation or Post Graduation in any discipline with at least 60% marks (at least 55% for SC/ST/PwBD).
  • → Agriculture: 4-Year Bachelor's Degree or Post Graduate Degree in Agriculture / Agricultural Biotechnology / Agricultural Engineering with at least 60% marks (55% for SC/ST/PwBD).
  • → Cut-off Date: Candidates must possess valid proof of passing the qualifying examination as on 01 October 2026.
  • → Age Reckoning Date: Minimum 21 years and maximum 30 years reckoned as on 01 October 2026 (Candidates born between 02 October 1996 and 01 October 2005).
  • → Single Discipline Rule: Candidates can apply for only ONE discipline; multiple registrations will result in forfeiture of earlier applications.
🎯
Am I Eligible? — Instant Check

Enter your details below to instantly check if you qualify for this recruitment.

💳
Application Fee
General / UR Rs. 1000/- (Application Fee + Intimation Charges & GST)
OBC Rs. 1000/- (Application Fee + Intimation Charges & GST)
EWS Rs. 1000/- (Application Fee + Intimation Charges & GST)
SC / ST Rs. 250/- (Intimation Charges & GST only)
Persons with Benchmark Disabilities (PwBD) Rs. 250/- (Intimation Charges & GST only)

💡 Fee can be paid online via UPI, Net Banking, VISA/Mastercard/RuPay on the official portal.

🎯
Selection Process
1
Phase-I: Preliminary Examination (Online Objective Test - 100 Marks, 60 Minutes with 20-min sectional timers)
2
Shortlisting for Phase-II Main Examination in approx. 1:15 ratio based on Category-wise cut-offs
3
Phase-II: Main Examination (Objective Test 250 Marks + Online Typing Descriptive Test 30 Marks)
4
Biometric Thumb Impression, IRIS Scan, and Photo Verification conducted during Phase-II
5
Personal Interview (Held at select centres; Weightage of Online Main Exam to Interview is 80:20)
6
Document Verification of original academic certificates, caste credentials, and experience records
7
Pre-Employment Medical Examination by Company Medical Authorities
8
Execution of 4-Year Guarantee Service Bond & 1-Year Probation Period
📝
How to Apply Online
1
Visit the official website at National Insurance Company Limited.
2
Navigate to the "Recruitment" section and select "Recruitment of 321 Administrative Officers (Scale I) 2026-27".
3
Click on "APPLY ONLINE" and select "Click here for New Registration".
4
Register personal contact details (Name, active Mobile Number, Email ID) to generate Provisional Registration Number and Password.
5
Choose your designated discipline (Generalist or Specialist; select one discipline only).
6
Fill in personal information, academic qualifications, percentage calculated across all semesters, and exam centre preferences.
7
Upload scanned photograph, capture live photo, and upload signature, left thumb impression, and handwritten declaration.
8
Preview the completed application form to confirm all details before clicking "COMPLETE REGISTRATION".
9
Pay the application fee (Rs. 1000/- for Gen/OBC/EWS; Rs. 250/- for SC/ST/PwBD) online using Debit/Credit Card, Net Banking, or UPI before 28 October 2026.
10
Download and print the e-receipt and finalized online application form for future reference.
🏪 Need help? Visit a nearby Form Filling Center — trained staff will complete your application for you. Find centers near you →
💼
Job Role
Working Hours
Standard public sector financial institution hours (9:30 AM to 5:30 PM, Monday to Friday; 5-day working week).
Department
Underwriting, Claims, Legal, IT & Systems, Finance & Accounts, Motor TP Claims, Health & Crop Insurance.
Posting Location
Head Office Kolkata, Regional Offices, Divisional Offices, and Branch Offices across India (Min 5-year tenure at initial posting).
Responsibilities:
Underwriting general insurance policies (fire, marine, motor, health, engineering, liability) and assessing commercial risks.
Scrutinizing and settling insurance claims, managing legal litigation, and coordinating with surveyors.
Developing and maintaining corporate IT infrastructure, database systems, and mobile applications (IT Officers).
Conducting technical surveys and loss estimations for high-value automobile and machinery claims (Automobile & Risk Engineers).
Handling statutory secretarial compliance and board governance (Company Secretaries at Head Office Kolkata).
Administering Pradhan Mantri Fasal Bima Yojana (PMFBY) and rural agriculture insurance schemes (Agriculture Officers).

Daily Work:
Policy underwriting, claims verification, client servicing, survey review, data processing, and compliance reporting.

Working Environment:
Professional, computer-equipped corporate financial and insurance office environment.
📈
Career Growth
Promotion Timeline
Time-bound performance-linked promotion channels under General Insurance (Public Sector) Association (GIPSA) promotion policy (generally every 3 to 5 years based on performance appraisals, Licentiate/Associate/Fellowship exam certifications).
Promotion Hierarchy:
Administrative Officer (Scale-I)
Assistant Manager (Scale-II)
Manager (Scale-III)
Senior Manager (Scale-IV)
Chief Manager (Scale-V)
Deputy General Manager (Scale-VI)
General Manager (Scale-VII)
Chairman-cum-Managing Director (CMD)

Prestigious executive pathway providing rapid leadership mobility into senior underwriting, investment, and corporate management ranks across India's public sector general insurance industry.
📁
Documents Required
📄Recent passport size colour photograph (4.5 cm x 3.5 cm, 20 to 50 KB, white background, JPG/JPEG format)
📄Live photograph captured via webcam or smartphone module during online registration
📄Scanned Signature in black ink on white paper (10 to 20 KB, not in capital letters)
📄Left Thumb Impression on white paper with black/blue ink (20 to 50 KB, 240x240 pixels at 200 DPI)
📄Handwritten Declaration in English written in candidate's own handwriting with black ink (50 to 100 KB)
📄Class 10th / SSLC / Matriculation Certificate & Marksheet (as Date of Birth proof)
📄Class 12th / HSC Marksheet & Passing Certificate
📄Graduation / Post Graduation Marksheets (all semesters/consolidated) and Degree Certificates
📄Professional Membership Certificates (ICAI, ICMAI, ICSI, Bar Council registration for Legal)
📄University CGPA/OGPA to percentage conversion formula certificate
📄Caste Certificate along with Caste Validity Certificate for SC/ST/OBC in prescribed Central Govt format
📄OBC Non-Creamy Layer Certificate issued on or after 01 April 2026 based on FY 2023-24, 2024-25, and 2025-26 income
📄EWS Income and Asset Certificate issued after 31 March 2026 based on FY 2025-26 income
📄Disability Certificate and UDID Card for Persons with Benchmark Disabilities (PwBD)
📄Discharge Certificate / Pension Payment Order (Proforma A/B/C/D) for Ex-Servicemen
📄No Objection Certificate (NOC) for candidates working in Govt./PSU/Nationalised Banks
📄Valid Photo Identity Proof
📰
Recruitment Overview
National Insurance Company Limited (NICL) has officially announced its 2026-27 recruitment drive, opening 321 vacancies for Administrative Officers (Scale-I) across Generalist and Specialist disciplines. As one of India's leading public sector general insurance enterprises, NICL provides direct recruitment into executive cadres for graduates, engineers, lawyers, chartered accountants, and agricultural experts. Offering a starting basic pay of Rs. 82,485/- per month with total metropolitan emoluments reaching approximately Rs. 1,14,000/-, this recruitment presents a premier career avenue in the financial sector.
🏢
About the Organization
Established in 1906 and nationalized in 1972, National Insurance Company Limited (NICL) is a premier public sector non-life insurer wholly owned by the Government of India, headquartered in Kolkata. Operating under the Ministry of Finance, NICL provides comprehensive general insurance products covering property, marine, motor, engineering, health, and rural agriculture. With a network of thousands of offices across India, NICL is renowned for its reliability, extensive underwriting capacity, and pivotal role in safeguarding national economic assets.
🧭
About the Job Profile
Administrative Officers (Scale-I) function as core operational leaders within NICL branch, divisional, and regional establishments. Generalist officers assess commercial underwriting proposals, monitor agency channels, and process policy renewals. Specialist officers handle domain-specific functions: Legal officers manage motor accident claims tribunal (MACT) cases; Automobile and Risk engineers inspect industrial plants and vehicular losses; IT officers govern core insurance software systems; and Agriculture officers coordinate rural crop insurance schemes under PMFBY guidelines.
🚀
Career Opportunities
Joining NICL as an Administrative Officer sets professionals on a well-defined executive trajectory governed by GIPSA promotion guidelines. Officers advance to Assistant Manager (Scale-II), Manager (Scale-III), and Senior Manager (Scale-IV) through fast-track promotional exams and seniority-cum-merit reviews. Officers receive bank/leased housing facilities, comprehensive medical benefits through the Contributory Health Service Scheme, performance incentives, and pension coverage under the National Pension System (NPS).
💡
Preparation Tips
The recruitment follows a two-tier examination structure followed by personal interviews. For the Phase-I Preliminary Exam, candidates should master speed and accuracy in Quantitative Aptitude, Reasoning Ability, and English Language under strict 20-minute sectional limits. For the Phase-II Main Exam, applicants should prepare for high-level Data Interpretation, General and Financial Awareness, and Computer Knowledge, alongside practicing typing skills for the 30-minute online English Descriptive Test (Essay, Précis, Comprehension). Specialist candidates must thoroughly revise their respective academic graduation syllabi to clear the 50-mark Professional Knowledge section.
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JobDex Expert Advice
Applicants must exercise caution during online application submission, as NICL permits application for only one discipline; submitting forms across multiple streams leads to cancellation of earlier submissions. Ensure that your graduation marks percentage is calculated by dividing aggregate marks across all semesters without rounding off. Candidates belonging to OBC and EWS categories must verify that their certificates have been issued after 31 March 2026. Complete your registration and fee payment on the NICL portal well before the 28 October 2026 deadline to avoid technical congestion.
Dakshesh Makwana
Dakshesh Makwana ✅ Verified Author
Publisher · 2 yrs exp

Dakshesh Makwana is the creator of JobDex.in. He is an independent researcher specializing in Indian competitive examinations, government schemes data mapping, and rapid information discovery frameworks for career portals.

❓
Frequently Asked Questions
What is the last date to apply for NICL AO Recruitment 2026?▾
The online application and fee payment window closes on 28 October 2026.
What is the starting salary and CTC of an Administrative Officer in NICL?▾
Selected Scale-I Officers start with a basic pay of Rs. 82,485/- per month in the scale of Rs. 82,485 - 1,56,745/-, with total monthly gross emoluments of approximately Rs. 1,14,000/- in metropolitan cities.
Can a candidate apply for both Generalist and Specialist posts?▾
No, candidates can apply for only ONE discipline; applying for multiple disciplines will lead to retention of only the latest valid application and forfeiture of other fees.
When will the Phase-I and Phase-II online exams be held?▾
The Phase-I Preliminary Examination is scheduled for 17 November 2026, and the Phase-II Main Examination is scheduled for 22 December 2026.
What is the service guarantee bond amount in NICL?▾
Appointees must execute a Guarantee Bond to serve for a minimum of 4 years (including probation); resigning earlier requires payment of liquidated damages equal to 1 year's gross salary plus Rs. 25,000/- partial training costs.
What is the mandatory examination to clear during probation?▾
Officers must pass the non-life "Licentiate Examination" conducted by the Insurance Institute of India during their 1-year probation period for confirmation of service
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Application closes on 28 October 2026. Apply only on the official website.

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